Long Term Care insurance is one of the fastest growing products in our industry. More people are becoming aware of the need for this type of insurance policy. Long Term Care provides benefits for skilled, intermediate or custodial care up to the maximum policy benefits. These policies provide from $100 to $300 per day (with various waiting periods). Long Term Care policies are for persons who cannot perform some of the activities required for daily living. At Dennis Charley & Associates, Inc., we can help you determine which policy is best for your future needs.