If you're like most people, you depend on your paycheck to cover your daily living expenses. Future paychecks may be one of your most valuable assets. We offer individual, long term disability policies, group long term and short term disability policies to protect your income should you become disabled. We also see more employers offering this type of insurance as a benefit to their employees. These policies pay part of your monthly income when you become disabled and can't work. We at Dennis Charley & Associates, Inc. offer several disability income policies to suit your needs. The coverage you are eligible for depends on your current earned income and other policies in force.